I had to buy a new cellphone with NFC because of my bank added extra security, only to use with NFC. This brand/model is, in my opinion, great value for the price. I had to figure out how to add the second SIM, but it works remarkable. Colours are beautiful, easy automatic setup for mobile internet (which I hadn't with my previous phone, only 1,5 years old). Comes with a transparent case. Only thing is that you can not use a memory card when using 2 SIM cards.